Calculator for Estimating the Amount of Assistance under TSFS/FASP

Calculator

Financial Assistance Scheme for Post-secondary Students (FASP)

Calculator for Estimating the Amount of Assistance for 2025/26 Academic Year

This Calculator provides a rough estimate of the amount of financial assistance you might obtain from FASP based on the information inputted. Applicants would be informed of the financial assistance entitled under FASP and the Non-means-tested Loan Scheme for Post-secondary Students (NLSPS), if any, simultaneously in the FASP Notification of Result. Therefore, this Calculator also includes a rough estimate of the NLSPS loan offer for you.

The estimated amount of grant and / or loan derived by this Calculator is for your reference only. It is calculated based on the amount of family income and assets and number of family members you inputted into the Calculator. The Student Finance Office (SFO) will assess your family income and assets, and verify the number of family members based on the information reported in your FASP application form and information reported in the FASP and / or Tertiary Student Finance Scheme - Publicly-funded Programmes (TSFS) application(s) of your sibling(s)', if any, before determining your eligibility for and entitled level of financial assistance. Your actual entitlement may therefore vary from the figures derived by this Calculator. We accept no liability for any loss or misrepresentation incurred by its use.

The estimates derived by this Calculator do not include the hostel subsidy for eligible undergraduate students and additional academic expenses grant for students with special educational needs. For details of the hostel subsidy and additional academic expenses grant, please refer to Level of Financial Assistance for FASP.

Please refer to the FASP Guidance Notes for detailed explanation of the factors affecting the assessment of the entitled financial assistance.

To know the formula and principles for calculation of financial assistance under FASP, please refer to the calculation mechanism for FASP.

Tuition Fee Payable

Actual tuition fee payable*

Tertiary Student Finance Scheme – Publicly-funded Programmes (TSFS)

Calculator for Estimating the Amount of Assistance for 2025/26 Academic Year

The Calculation Mechanism

Help and Enquiries

This Calculator provides a rough estimate of the amount of financial assistance you might obtain from TSFS based on the information inputted. Applicants would be informed of the financial assistance entitled under TSFS and the Non-means-tested Loan Scheme for Full-time Tertiary Students (NLSFT), if any, simultaneously in the TSFS Notification of Result. Therefore, this Calculator also includes a rough estimate of the NLSFT loan offer for you.

The estimated amount of grant and / or loan derived by this Calculator is for your reference only. It is calculated based on the amount of family income and assets and number of family members you inputted into the Calculator. The Student Finance Office (SFO) will assess your family income and assets, and verify the number of family members based on the information reported in your TSFS application form and information reported in the TSFS and / or Financial Assistance Scheme for Post-secondary Students (FASP) application(s) of your sibling(s), if any, before determining your eligibility for and entitled level of financial assistance. Your actual entitlement may therefore vary from the figures derived by this Calculator. We accept no liability for any loss or misrepresentation incurred by its use.

Please refer to TSFS Guidance Notes for detailed explanation of the factors affecting the assessment of the entitled financial assistance.

To know the formula and principles for calculation of financial assistance under TSFS, please refer to the calculation mechanism for TSFS.

Programme/Course of Study

Institution*

Discipline of studies*

(please refer to the Course Coding Sheet)

Level of study*

Full year or half year study*

Full year

Half year

Actual tuition fee payable*

By selection

HK$

By direct input

HK$

Actual tuition fee payable Error Icon

Family Member(s)

Marital Status*

No. of parent(s) residing with applicant's family*

No. of unmarried sibling(s) residing with applicant's family*

No. of unmarried sibling(s) who is / are attending full-time programme up to the bachelor's degree level outside Hong Kong between 1.4. and 31.3.*

No. of dependent grandparent(s)*

No. of dependent child(ren) / spouse (for married / divorced / widowed applicant)*

Total Number of Family Member(s) (including the applicant)

Applicant's family is a single-parent family *

Yes

Income Test [Adjusted Family Income]

Enter annual incomes of family members (rounded down to nearest HK$1) if appropriate for 1.4. - 31.3.

HK$

Total annual incomes of parent(s) (spouse if the applicant is married) (including contribution to the family from other sources)

Total annual incomes for unmarried sibling(s) residing with applicant's family

Enter annual full-time employment incomes of applicant for 1.4. - 31.3. and various allowances that he / she drew during the research and studies, including incomes earned in the form of studentship or incomes derived from appointment by institution in the academic year (rounded down to nearest HK$1)

Total annual incomes of applicant

Enter deductible medical expenses of family member(s) (rounded down to nearest HK$1) if appropriate for 1.4. - 31.3.

HK$

Medical expenses of applicant and / or family member(s) who is / are chronically ill or permanently incapacitated that are supported by receipts (Subject to a ceiling of for each family member in the academic year)

Adjusted Family Income (AFI) (HK$)
(Gross annual incomes of the applicant's parent(s) (spouse if the applicant is married) + 30% of the annual income of the applicant's unmarried sibling(s) residing with the applicant's family (child(ren) if the applicant is married) - deductible medical expenses) ÷ (number of family members +1*)
*For single-parent families of 2 to 3 members, the “plus-1 factor” in the divisor of the AFI formula will be increased to “plus-2”

Assets Test

Enter net asset value (rounded down to nearest HK$1) if appropriate as at 31.3.

HK$

Total assets^# of parent(s) (spouse if the applicant is married)*

Total assets^# of applicant*

^#Assets (include lands, properties, carparks, vehicles, vessels, taxi / public light bus licences, business undertakings, investments (stocks / warrants / bonds / funds, etc.), bank deposits in local and foreign currencies (savings / current / time-deposits accounts, etc.), insurance policies with cash value or dividend, loan to others, cash in hand, betting account balance, e-wallet balance, gold and silver, etc.)

Net Asset Value per Family Member (HK$) = (Total net asset value possessed by the applicant and his / her parents (spouse if the applicant is married) ÷ number of family members)

Part I. Tertiary Student Finance Scheme - Publicly-funded Programmes (TSFS)

Estimated Tuition Fee Grant Entitlement:

HK$

Estimated Academic Expenses Grant Entitlement:

HK$

Estimated Living Expenses Loan Entitlement:

HK$

If the applicant applies for TSFS and the Non-means-tested Loan Scheme for Full-time Tertiary Students (NLSFT), the Calculator below provides a rough estimate of the NLSFT loan offer.

Part II. Non-means-tested Loan Scheme for Full-time Tertiary Students (NLSFT)

Estimated NLSFT Loan Entitlement:

Remarks

(a)

The amounts of financial assistance estimated by this Calculator are based on the Ready Reckoner under the Adjusted Family Income Formula and Sliding Scale of Asset Value for Discounting Assistance.

(b)

The estimated amount of grant and / or loan derived by this Calculator is for your reference only. It is calculated based on the amount of family income and assets and number of family members you inputted into the Calculator. The Student Finance Office (SFO) will assess your family income and assets, and verify the number of family members based on the information reported in your TSFS application form and information reported in the TSFS and / or Financial Assistance Scheme for Post-secondary Students (FASP) of your sibling(s), if any, before determining your eligibility for and entitled level of financial assistance. Your actual entitlement may therefore vary from the figures derived by this Calculator. We accept no liability for any loss or misrepresentation incurred by its use.

(c)

Please refer to TSFS Guidance Notes for detailed explanation of the factors affecting the assessment of your financial assistance.

Non-means-tested Loan Scheme for Post-secondary Students (NLSPS)

Estimated NLSPS Loan:

Remarks

(a)

The amount of NLSPS loan provided above is for your reference only. It is calculated based on the information you entered in the calculation sheet for FASP. This Office will not accept or share any responsibility for any loss or damage incurred by its use.

(b)

Please refer to the Maximum Level of Financial Assistance under the NLS for details regarding the maximum level of NLS loan.

Non-means-tested Loan Scheme for Full-time Tertiary Students (NLSFT)

Estimated NLSFT Loan:

Remarks

(a)

The amount of NLSFT loan provided above is for your reference only. It is calculated based on the information you entered in the calculation sheet for TSFS. This Office will not accept or share any responsibility for any loss or damage incurred by its use.

(b)

Please refer to the Maximum Level of Financial Assistance under the NLS for details regarding the maximum level of NLS loan.

SFO E-link

Calculator

Selection of Scheme

Financial Assistance Scheme for Post-secondary Students (FASP)

Tuition Fee Payable

Tertiary Student Finance Scheme – Publicly-funded Programmes (TSFS)

Programme/Course of Study

Family Member(s)

Income Test [Adjusted Family Income]

Assets Test

Part I. Tertiary Student Finance Scheme - Publicly-funded Programmes (TSFS)

Part II. Non-means-tested Loan Scheme for Full-time Tertiary Students (NLSFT)

Remarks

Non-means-tested Loan Scheme for Post-secondary Students (NLSPS)

Remarks

Non-means-tested Loan Scheme for Full-time Tertiary Students (NLSFT)

Remarks