Important Announcement

Special Announcement:
Due to system maintenance, all SFO E-link services will be temporarily suspended from 21/6/2024 09:00 to 16:30 (HK Time).


The Working Family and Student Financial Assistance Agency (WFSFAA) would not use WhatsApp or social media accounts to contact applicants of the financial assistance schemes, but would only use letters, phone calls, emails or SMS messages for such communication. To help members of the public verify the identities of SMS senders, all SMS messages from the WFSFAA would be sent by SMS Sender IDs with the prefix "#".

The Finance Committee of the Legislative Council has approved to further extend the current interest-free deferral of student loan repayment for one year from 1 April 2024 until 31 March 2025. Please click here for details.

Notice of Adjustment to Non-means-tested Loan Schemes Interest Rate
The interest rate of the Non-means-tested Loan Schemes has been adjusted from 2.295% to 2.42% per annum with effect from 1 August 2023. The overdue interest rate has also been adjusted from 5.833% to 5.875% per annum with effect from 28 July 2023; and from 5.875% to 5.958% per annum with effect from 31 July 2023. For enquiries, please contact 2150 6211 or 2150 6212.


In accordance with the terms and conditions of the student financial assistance schemes, if you and/ or your Indemnifier(s) have changed the contact information; or intend to leave the Hong Kong Special Administrative Region for a period longer than three months or to emigrate, you are obliged to notify this Office immediately in writing. You can also click here to notify us online your new address. Upon receipt of such notification, unless SFO has otherwise come to an agreement with you concerning the repayment arrangement or unless SFO is satisfied that you shall be able to continue to repay the loan based on the original repayment schedule, SFO could demand your immediate repayment of all outstanding balance of the loan, interest, overdue interest (if any), surcharge (if any), administrative fee (if any) and any other expenses.